Uncategorized

Have we given you enough confidence in your financial future?

In this video, I address a common question I get asked: “What if this happens?”—whether it’s about market changes, elections, or unexpected shifts. These “what if” questions often stem from a place of uncertainty and anxiety about the future.  Here at Ross financial it is our hope that you feel like we have put your mind at ease about your financial future.  Here is our challenge for you: instead of asking, “What if this happens?” try shifting your perspective to, “Even though this is happening we’re going to be okay.”  If you don’t feel like you have the peace of mind that you need, please reach out to us so we can install that piece of mind that you deserve as clients of ours.

A strong financial foundation allows us to handle change with confidence. So, let’s start reframing our thinking to focus on resilience and security, no matter what the future holds.

What Does Matt’s Crystal Ball Say?

Curious about what happens to the stock market after the Fed cuts interest rates? In this video, we discuss how cash, stocks, and bonds have historically performed after a Fed rate cut—1, 3, and 5 years later. While we don’t have a crystal ball, history shows us some interesting patterns, and you might be surprised at how cash performs over the long term. If you’re currently enjoying returns from money markets or CDs, it could be a temporary situation. Watch the full video to hear Matt’s insights and see the historical data that may guide your investment decisions.

Is A Money Market Account The Best Place To Keep Your Money?

Is a Money Market Account the best place to park your money right now? In this video, I share an interesting visual breakdown of how money market and CD rates compare to the Fed funds rate. With the Fed cutting interest rates, these traditional savings options might not be the most advantageous for your money. Click on the video to explore the data and find out more. Have questions about your individual financial situation? Please don’t hesitate to reach out. 

If You Know What You Know… Why Do You Do What You Do?

We all know that market fluctuations are a part of investing, and history has shown time and again that downturns are followed by recovery. So, if you know what you know—that the market will bounce back—why do you do what you do? Why do we still worry, panic, or make impulsive decisions? In this video, we’ll dive into the psychology behind our natural tendency to stress despite knowing that staying the course is often the best strategy. It’s natural to worry, but understanding that recovery is part of the market’s cycle can bring you peace of mind and help you stay grounded in long-term investment strategies.

This is the most important election!!! Do you know why?

In this video, we discuss the upcoming election and why it has been hyped as “The most important one yet”. A moderator from the presidential debate last week claimed it could have the “direst consequences”.  But is that really the case?  I ask you to reflect on the last couple presidential elections—how much do they currently impact your daily life, taxes, or investments? How much time will you spend today thinking about the positive or negative effects from the election four or eight years ago. Or furthermore, the election that will be held in four years. The reality is, your personal goals and decisions shape your financial future far more than any election results. Let’s explore why the election might not be as pivotal as it seems. Click on the video above to watch my full message.

*It is important to note that while events like presidential elections hold significant national importance, our goal is to provide perspective on their potential impact on your investments, ensuring decisions are guided by long term strategy rather than short term reactions. 

What Would Your Future Self Say?

If we could look two years into the future, would today’s worries still matter? From elections and global conflicts to inflation and interest rates, concerns come and go. What advice would you give your younger self if you could turn back time?” If you could go back in time, what would you tell your younger self about things that were worrying you at the time?  You would probably say to yourself….” It won’t turn out as bad as you think”. These suggestions aim to capture the reflective nature of this week’s video, I am encouraging you to think beyond your immediate worries and consider your long-term perspective.

Who We Are

Our Approach to Service

Let's Meet

What We Do

50 Benefits for Clients

Our Process

Financial Roadmap