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How emotions affect investing

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Emotional investing can be costly—causing investors to buy high, sell low, and make decisions based on fear or greed rather than strategy. Having the wrong emotions at the wrong time can be a serious detriment to your financial future.

In this video, I share a powerful story and visual comparison of two investors: Investor #1 and Investor #2. They both start with the same amount of money and invest at the same time, but one allows emotions to take control—leading to a drastically different outcome in the end.

Discover the importance of staying disciplined, managing emotions, and sticking to a long-term investment strategy. At Ross Financial Inc., we help clients navigate market uncertainty with confidence so they can make smarter financial decisions.

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Buy, Sell, Do Nothing

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Buy, Sell, or Do Nothing? Many investors focus on timing the market, but the real key to success is time IN the market.

In this video, I break down why trying to predict market movements is nearly impossible—and how staying invested can make all the difference. With a powerful visual, I’ll show you how missing just a few of the best days in the market can have a significant impact on your portfolio’s long-term growth.

At Ross Financial Inc., we help investors stay focused on the big picture and avoid costly market-timing mistakes. Watch now to learn why patience pays!

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Value of an Advisor

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How much is a financial advisor really worth? In this video, we break down the value of financial advice and how you can quantify the impact of working with an advisor.

From investment management and tax strategies to behavioral coaching and financial planning, we explore the measurable ways a financial advisor can add value—beyond just portfolio returns. Learn how expert guidance can help you navigate market volatility, optimize your financial decisions, and stay on track toward your goals.

At Ross Financial Inc., we believe great advice pays for itself—watch now to see why!

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Prevention vs Cure

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In this month’s video, we explore the concept of prevention vs. cure and how it applies to your investments and portfolio management. Just like in health, proactive planning can help you avoid costly mistakes and financial setbacks down the road.

We’ll discuss strategies to protect your wealth, minimize risk, and position your portfolio for long-term success—instead of waiting until problems arise and scrambling for a cure.

At Ross Financial Inc., we believe that smart financial decisions today lead to a stronger future. Watch now to learn how prevention-focused investing can help you stay ahead!

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Fiduciary Designation

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What is an Accredited Investment Fiduciary (AIF®) designation, and why does it matter to you as a client of Ross Financial Inc.? In this video, we break down what the AIF® certification means, the rigorous training and ethical standards it requires, and how it enhances our ability to serve you with trusted, fiduciary-level financial guidance.

At Ross Financial Inc., we are committed to acting in your best interest, providing transparent, well-informed financial advice, and helping you make confident investment decisions. Watch now to learn how working with an AIF®-certified professional benefits your financial future!

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Bothell Office:
17921 Bothell Everett HWY, Suite # 106
Bothell, WA 98012

Phone: 425-357-0400 | Fax: 425-332-3023

Help@rossfinancialinc.com

Silverdale Office:
10049 Kitsap Mall Blvd NW #309
Silverdale, WA 98383

Phone: 360-692-1777 | Fax: 360-692-5015

Silverdale@rossfinancialinc.com

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Check the background of your financial professional on FINRA’s BrokerCheck.

Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC. Investment advisory services are offered through Raymond James Financial Services Advisors, Inc. Constellation Wealth Services is not a registered broker dealer and is independent of Raymond James Financial Services.

Matthew Ross has been named 2024 Forbes Best-In-State Wealth Advisors, developed by Shook Research, is based on the period from 6/30/2022 to 6/30/2023 and was released on 4/3/2024. 42,108 nominations were received, and 8,500 advisors won. Neither Raymond James nor any of its advisors pay a fee in exchange for this award. More: https://bit.ly/43DMgjX. Please see https://www.forbes.com/best-in-state-wealth-advisors for more info.

The 2023 AdvisorHub 200 Fast Growing Advisors to Watch ranking is based on an algorithm of criteria, focused on three key areas: Quality of Practice, Year-Over-Year Growth, and Professionalism & Character. The rankings weigh the scores in Quality and Growth more heavily than other areas. Time period upon which the rating is based is from 1/1/2021 to 12/31/2022 and was released on 6/20/2023. Advisors considered have a minimum of seven years’ experience, a clean regulatory record with 2 or fewer complaints and no significant judgements, must have been with their current firm for at least two years and in good standing, and have at least $100 million in assets under management. Out of 1,246 total nominations received, 200 advisors received the award. This ranking is not based in any way on the individual’s abilities regarding providing investment advice or management. This ranking is not indicative of advisor’s future performance, is not an endorsement, and may not be representative of individual clients’ experience. Neither Raymond James nor any of its Financial Advisors or RIA firms pay a fee in exchange for this award/rating. Raymond James is not affiliated with AdvisorHub.

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

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