Risk Assessment
Client Login

Market Related

The Danger Lies In The Trek Down The Mountain

By

 In this video Matt is standing on the top of a mountain in Lake Chelan. He’s discussing how hiking a mountain parallels the risks people face once they retire. It’s often been said that people are more likely to be injured or killed descending a mountain than climbing up it. Retirement is no different. Making a mistake with your investments while still working (climbing the mountain), will more than likely not end in calamity. However, making a mistake in retirement (descending the mountain) may not be something that can be recovered from. As a point of reference, Matt isn’t trying to impose fear on those of you that are retired regarding a market downturn. He’s referring to being overly risky when you don’t need to, taking speculative bets with investments that you may not fully understand, panicking and getting out of the market until you feel more comfortable. These are instances that you have control over and avoided with sound guidance.

Here at Ross Financial we specialize in helping people navigate the complexities of retirement. If you know people who are retired or thinking about retiring within the next 5 years, we would love to offer our expertise to them. Feel free to share this video with them.

Let’s talk politics

By

In this week’s Matt’s Minutes we touch on that timely topic that gets brought up to us every 4 years. There is always going to be different thoughts and opinions on how each presidency could affect the market differently but as we discuss in this video. Many common misconceptions for the past two presidents have proven to be opposite of the actual case. For example, the Biden administration campaigned on scaling back fossil fuels and galvanizing renewables. One would have expected traditional energy stocks would be punished, while renewables would be catapulted. Instead, the exact opposite has happened. On the other hand, President Trump campaigned vigorously to support the traditional energy industry and approve leases for drilling during his presidency. However, during his presidency the S&P 500 Energy index was down, while the S&P 500 Global Clean Energy index was up significantly. This is a perfect example of why we here at Ross Financial strive to keep our clients in diversified portfolios and try to steer clear of attempting to time the market or use speculation.

The article below outlines the source for the statistics mentioned.

https://am.jpmorgan.com/us/en/asset-management/adv/insights/market-insights/market-updates/on-the-minds-of-investors/how-much-does-policy-influence-sector-performance/

Staying the Course with Your Investments – Part 1: What a Difference a Year Makes

By

In this week’s episode of Matt’s Minutes, Matt is starting a two-week, two-part series titled “Staying the Course with Your Investments.” In today’s video, Matt shares an interesting visual that shows what a difference a year can make, comparing returns in 2022 compared to 2023. Showing us that the quote “it’s darkest before dawn” holds true in this case. Also enforcing the importance of staying committed to our investments, even during challenging times. Click on the video above to watch the full video.

Staying the Course with Your Investments – Part 2: Stick to the plan

By

This week is part 2 of our two-part series titled “Staying the Course with Your Investments.” We are discussing a hypothetical scenario with four different investor behaviors. By examining these four different investor behaviors, we can gain valuable insights into the importance of sticking to our investment plan. It can be tempting to make impulsive decisions based on short-term fluctuations, but staying the course is key to long-term success. Click on the video above to watch the full video.

Understanding Changing Rates

By

In this week’s video we are touching upon the timely topic of changing interest rates and what that means for certain investments. We have discussed this in the past but we have a new visual to share with you that might shed some more light on where rates are currently and what that means going forward for 2024 and beyond. Click the video above to hear more on the topic.

“Forecasting” the Markets for 2024

By

 In this weeks episode of Matt’s Minutes, Matt is sharing his number one most asked question of his career. “Matt what do you think the market is going to do next?” Today, we finally have an answer for you. But it’s important to remember, not to make concrete investment decisions based on people’s predictions of what the market is going to do. This information should be used for entertainment purposes only. Market predictions are speculative in nature and can often be inaccurate. Click on the video above to watch the full video.

Here is the article I reference in the video: Wall Street Forecasts For The S&P 500

2 Locations to Serve You:

Bothell Office:
17921 Bothell Everett HWY, Suite # 106
Bothell, WA 98012

Phone: 425-357-0400 | Fax: 425-332-3023

Help@rossfinancialinc.com

Silverdale Office:
10049 Kitsap Mall Blvd NW #309
Silverdale, WA 98383

Phone: 360-692-1777 | Fax: 360-692-5015

Silverdale@rossfinancialinc.com

Check the background of your financial professional on FINRA’s BrokerCheck.

Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC. Investment advisory services are offered through Raymond James Financial Services Advisors, Inc. Constellation Wealth Services is not a registered broker dealer and is independent of Raymond James Financial Services.

Matthew Ross has been named 2024 Forbes Best-In-State Wealth Advisors, developed by Shook Research, is based on the period from 6/30/2022 to 6/30/2023 and was released on 4/3/2024. 42,108 nominations were received, and 8,500 advisors won. Neither Raymond James nor any of its advisors pay a fee in exchange for this award. More: https://bit.ly/43DMgjX. Please see https://www.forbes.com/best-in-state-wealth-advisors for more info.

The 2023 AdvisorHub 200 Fast Growing Advisors to Watch ranking is based on an algorithm of criteria, focused on three key areas: Quality of Practice, Year-Over-Year Growth, and Professionalism & Character. The rankings weigh the scores in Quality and Growth more heavily than other areas. Time period upon which the rating is based is from 1/1/2021 to 12/31/2022 and was released on 6/20/2023. Advisors considered have a minimum of seven years’ experience, a clean regulatory record with 2 or fewer complaints and no significant judgements, must have been with their current firm for at least two years and in good standing, and have at least $100 million in assets under management. Out of 1,246 total nominations received, 200 advisors received the award. This ranking is not based in any way on the individual’s abilities regarding providing investment advice or management. This ranking is not indicative of advisor’s future performance, is not an endorsement, and may not be representative of individual clients’ experience. Neither Raymond James nor any of its Financial Advisors or RIA firms pay a fee in exchange for this award/rating. Raymond James is not affiliated with AdvisorHub.

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website’s users and/or members.

FINRA · SIPC · Privacy Policy  · Legal Policy

Ross Financial Inc. All Rights Reserved

Who We Are

Our Approach to Service

Let's Meet

What We Do

50 Benefits for Clients

Our Process

Financial Roadmap