Over the next couple of weeks Dylan will be doing a three part investment series covering the topics of the rule of 72, inflation, and compounding interest. These are timeless topics we love to share with our clients and encourage you to share it with anyone you think may benefit from it. Take a look at this video for the first part in the series.
Fundamentals of Finance
Inflation
Discover the second part of our 3-part series hosted by Dylan, where we dive into inflation—what it is, how it impacts your investments, and your money. Watch the video to learn more!
Compound Interest
The final video in this 3-part series is about the power of compound interest. In this video Dylan shares valuable lessons about how compound interest works and a tool we use to show younger clients the power of saving early and often.
Staying the Course with Your Investments – Part 1: What a Difference a Year Makes
In this week’s episode of Matt’s Minutes, Matt is starting a two-week, two-part series titled “Staying the Course with Your Investments.” In today’s video, Matt shares an interesting visual that shows what a difference a year can make, comparing returns in 2022 compared to 2023. Showing us that the quote “it’s darkest before dawn” holds true in this case. Also enforcing the importance of staying committed to our investments, even during challenging times. Click on the video above to watch the full video.
Staying the Course with Your Investments – Part 2: Stick to the plan
This week is part 2 of our two-part series titled “Staying the Course with Your Investments.” We are discussing a hypothetical scenario with four different investor behaviors. By examining these four different investor behaviors, we can gain valuable insights into the importance of sticking to our investment plan. It can be tempting to make impulsive decisions based on short-term fluctuations, but staying the course is key to long-term success. Click on the video above to watch the full video.
Understanding Changing Rates
In this week’s video we are touching upon the timely topic of changing interest rates and what that means for certain investments. We have discussed this in the past but we have a new visual to share with you that might shed some more light on where rates are currently and what that means going forward for 2024 and beyond. Click the video above to hear more on the topic.
Any opinions are those of Matt Ross and not necessarily those of Raymond James. All opinions are subject to change without notice. Any information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. Every investor’s situation is unique and you should consider your investment goals, risk tolerance and time horizon before making any investment. Investing involves risk and you may incur a profit or loss regardless of strategy selected, including asset allocation and diversification. Prior to making an investment decision, please consult with your financial advisor about your individual situation.
Bond prices and yields are subject to change based upon market conditions and availability. If bonds are sold prior to maturity, you may receive more or less than your initial investment. Holding bonds to term allows redemption at par value. There is an inverse relationship between interest rate movements and fixed income prices. Generally, when interest rates rise, fixed income prices fall and when interest rates fall, fixed income prices rise.
BBloomberg US Aggregate (BBAG): The index is a measure of the investment grade, fixed-rate, taxable bond market of roughly 6,000 SEC-registered securities with intermediate maturities averaging approximately 10 years. The index includes bonds from the Treasury, Government-Related, Corporate, MBS, ABS, and CMBS sectors.
Keep in mind that individuals cannot invest directly in any index, and index performance does not include transaction costs or other fees, which will affect actual investment performance. Individual investor’s results will vary.