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Scary Headlines Make Me Chuckle

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You may have seen recent headlines like: “Dow Down 200 Points, 9-Day Losing Streak—First Time Since the 70s!” It’s a dramatic story, but is it the whole story?

In this week’s video, I break down the data behind the headlines, showing how the market has performed over the past week and the past year. The big takeaway? Market movements like these are normal and shouldn’t derail your long-term investment strategy.

Successful investing is about staying focused on your goals—not reacting to attention-grabbing headlines. Watch the video to see how perspective can make all the difference.

We’re here to help you stay on track with your financial goals. Let us know if you’d like to discuss this further.

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Have we given you enough confidence in your financial future?

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In this video, I address a common question I get asked: “What if this happens?”—whether it’s about market changes, elections, or unexpected shifts. These “what if” questions often stem from a place of uncertainty and anxiety about the future.  Here at Ross financial it is our hope that you feel like we have put your mind at ease about your financial future.  Here is our challenge for you: instead of asking, “What if this happens?” try shifting your perspective to, “Even though this is happening we’re going to be okay.”  If you don’t feel like you have the peace of mind that you need, please reach out to us so we can install that piece of mind that you deserve as clients of ours.

A strong financial foundation allows us to handle change with confidence. So, let’s start reframing our thinking to focus on resilience and security, no matter what the future holds.

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Is A Money Market Account The Best Place To Keep Your Money?

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Is a Money Market Account the best place to park your money right now? In this video, I share an interesting visual breakdown of how money market and CD rates compare to the Fed funds rate. With the Fed cutting interest rates, these traditional savings options might not be the most advantageous for your money. Click on the video to explore the data and find out more. Have questions about your individual financial situation? Please don’t hesitate to reach out. 

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If You Know What You Know… Why Do You Do What You Do?

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We all know that market fluctuations are a part of investing, and history has shown time and again that downturns are followed by recovery. So, if you know what you know—that the market will bounce back—why do you do what you do? Why do we still worry, panic, or make impulsive decisions? In this video, we’ll dive into the psychology behind our natural tendency to stress despite knowing that staying the course is often the best strategy. It’s natural to worry, but understanding that recovery is part of the market’s cycle can bring you peace of mind and help you stay grounded in long-term investment strategies.

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Is the value we provide worth the cost?

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In today’s episode of Matt’s Minutes, we are discussing the value we provide to our clients. We strive to provide maximum value to our clients at a reasonable cost. There is always someone willing to do it cheaper. Be sure to click above to watch the full video and see the funny photo that Matt found that demonstrates this.

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Prevention Vs. Cure

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In today’s episode of Matt’s Minutes, we dive into the topic of prevention versus cure when it comes to retirement planning. As the saying goes, an ounce of prevention is better than a pound of cure. Our goal is to help you take the necessary steps now to avoid potential financial pitfalls later and ensure your financial security in retirement. Just as in healthcare, where prevention is better than cure, the same principle applies to your financial well-being. Click on the video above to watch the full video.

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Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC. Investment advisory services are offered through Raymond James Financial Services Advisors, Inc. Constellation Wealth Services is not a registered broker dealer and is independent of Raymond James Financial Services.

2025 Forbes Best-in-State Wealth Advisors. As a chairman’s council member, I am licensed to promote Forbes|SHOOK awards published in 2025. The Forbes Best-in-State Wealth Advisors 2025 ranking, developed by SHOOK Research, is based on an algorithm of qualitative criteria, mostly gained through telephone and in person due diligence interviews, and quantitative data. This ranking is based upon the period from 6/30/2023 to 6/30/2024 and was released on 4/8/2025. Those advisors that are considered have a minimum of seven years of experience, and the algorithm weighs factors like revenue trends, assets under management, compliance records, industry experience and those that encompass best practices in their practices and approach to working with clients. Portfolio performance is not a criteria due to varying client objectives and lack of audited data. Out of approximately 48,944 nominations, roughly 9,722 advisors received theaward. This ranking is not indicative of an advisor’s future performance, is not an endorsement, and may not be representative of individual clients’ experience. Neither Raymond James nor any of its Financial Advisors or RIA firms pay a fee in exchange for thisaward/rating. Compensation provided for using the rating. Raymond James is not affiliated with Forbes or Shook Research, LLC. Please visit https://www.forbes.com/best-in-state-wealth-advisors/ for more info.

Matthew Ross has been named 2024 Forbes Best-In-State Wealth Advisors, developed by Shook Research, is based on the period from 6/30/2022 to 6/30/2023 and was released on 4/3/2024. 42,108 nominations were received, and 8,500 advisors won. Neither Raymond James nor any of its advisors pay a fee in exchange for this award. More: https://bit.ly/43DMgjX. Please see https://www.forbes.com/best-in-state-wealth-advisors for more info.

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