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Be Invested Stay Invested

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In this week’s episode of Matt’s Minutes, we explore several different investment scenarios, showing how each one can have a huge impact on your potential returns. From perfect timing to holding cash, we’ll break down the key differences between these strategies.

We’ll also highlight why time in the market is far more important than trying to time the market. Watch as we compare:

  • Perfect Timing: Catching the market at its best moments.
  • First of the Year: Investing at the start of the year.
  • Dollar-Cost Averaging: Regularly investing a fixed amount over time.
  • Worst Timing: The danger of trying to time the market poorly.
  • Holding Cash: The consequences of staying on the sidelines.

At Ross Financial Inc., we guide our clients toward smarter investment decisions for long-term success. Watch now to learn how staying invested and using a disciplined approach can lead to better results!

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Dollar Cost Averaging: A Magic Trick

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Dollar-cost averaging—is it a magic trick for your investments? In today’s video, we’ll explain exactly what dollar-cost averaging is, how it works, and why it can feel like a little bit of financial magic.

By investing a fixed amount of money at regular intervals, you take advantage of market fluctuations, buying more shares when prices are low and fewer shares when prices are high. Over time, this strategy can help smooth out the ups and downs of the market and reduce the impact of short-term volatility.

At Ross Financial Inc., we use strategies like dollar-cost averaging to help clients stay focused on their long-term investment goals. Watch now to learn how this simple technique can work wonders for your portfolio!

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Market volatility

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Is market volatility really as newsworthy as the media makes it seem? Many people believe so, but in this video, I’m going to explain why it’s not.

I’ll share a powerful visual showing the performance of the S&P 500 from 1980 to 2000, highlighting how, out of 40 years of data, the market ended 30 of those years in the positive. The takeaway? Short-term market fluctuations are just noise, and staying focused on the long-term trend is what really matters.

At Ross Financial Inc., we help you filter out the noise and make sound investment decisions. Watch now to gain perspective on how volatility doesn’t have to derail your strategy.

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What is Diversification?

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What is diversification, and why is it crucial for your investment strategy? In this video, we dive into the concept of diversification—spreading your investments across different categories to reduce risk and smooth out volatility.

Diversification isn’t just about putting your money in the same investment across multiple locations. It’s about investing in a variety of asset classes—like stocks, bonds, real estate, and international markets—that respond differently to market conditions.

At Ross Financial Inc., we help you create a well-diversified portfolio that aligns with your goals and risk tolerance. Watch now to understand how diversification can help you stay on track for long-term success!

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Why do we rebalance?

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What is portfolio rebalancing, and why does it matter? In this video, we break down the concept of rebalancing—what it is, how it works, and why it’s a crucial part of a long-term investment strategy.

Over time, market fluctuations can shift your portfolio’s asset allocation, exposing you to more risk than intended. Rebalancing helps realign your investments, ensuring they stay in line with your goals and risk tolerance.

At Ross Financial Inc., we help investors stay on track with disciplined portfolio management. Watch now to learn why regular rebalancing is key to maintaining a healthy, well-diversified portfolio!

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Bear Market Declines & Recovery

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“This downturn feels different…” Sound familiar? Many investors feel that every market decline is unprecedented, fueled by fear-inducing headlines and media narratives. But history tells a different story.

Over the last 60 years, we’ve experienced 9 bear markets, and while each one had unique causes, the market has always recovered. In this video, I break down the last three major bear markets—Black Monday, the Dot-Com Bubble, and the Great Recession—and show what happened 1, 3, and 5 years after each downturn.

The lesson? Bear markets are temporary, but staying invested is key to long-term success. Watch now to gain perspective and confidence in your investment strategy!

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Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC. Investment advisory services are offered through Raymond James Financial Services Advisors, Inc. Constellation Wealth Services is not a registered broker dealer and is independent of Raymond James Financial Services.

Matthew Ross has been named 2024 Forbes Best-In-State Wealth Advisors, developed by Shook Research, is based on the period from 6/30/2022 to 6/30/2023 and was released on 4/3/2024. 42,108 nominations were received, and 8,500 advisors won. Neither Raymond James nor any of its advisors pay a fee in exchange for this award. More: https://bit.ly/43DMgjX. Please see https://www.forbes.com/best-in-state-wealth-advisors for more info.

The 2023 AdvisorHub 200 Fast Growing Advisors to Watch ranking is based on an algorithm of criteria, focused on three key areas: Quality of Practice, Year-Over-Year Growth, and Professionalism & Character. The rankings weigh the scores in Quality and Growth more heavily than other areas. Time period upon which the rating is based is from 1/1/2021 to 12/31/2022 and was released on 6/20/2023. Advisors considered have a minimum of seven years’ experience, a clean regulatory record with 2 or fewer complaints and no significant judgements, must have been with their current firm for at least two years and in good standing, and have at least $100 million in assets under management. Out of 1,246 total nominations received, 200 advisors received the award. This ranking is not based in any way on the individual’s abilities regarding providing investment advice or management. This ranking is not indicative of advisor’s future performance, is not an endorsement, and may not be representative of individual clients’ experience. Neither Raymond James nor any of its Financial Advisors or RIA firms pay a fee in exchange for this award/rating. Raymond James is not affiliated with AdvisorHub.

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