Risk Assessment
Client Login

Market Related

Matt’s Thoughts On The Market: Past, Present & Future

By

In this special episode of Matt’s Minutes, Matt shares his personal thoughts on the markets—looking at the past, the present, and what he sees for the future. This is a rare, candid look at what’s shaping the financial landscape.

In this video, Matt covers:

  • Inflation and its impact on markets.
  • The possibility of future rate hikes.
  • Understanding the market cycle and how it affects investment strategies.
  • His thoughts on what we might expect in the near future.

If you have questions or want more clarity, don’t hesitate to reach out—we’re here to help you and anyone you care about stay informed and confident.

Schedule Complimentary Appointment

Is This The Recession We Have been Waiting For?

By

In this episode of Matt’s Minutes, I share my thoughts and opinions on the recent market volatility we’ve been experiencing. Ultimately my primary focus is to educate my clients & provide good foundational advice. If you’ve been watching your accounts or the news and have been concerned about what you’re seeing and hearing, watch the video below.

 

In this video I share:

  • The average yearly pull back in the market
  • History of the markets
  • A 10% pullback in the market isn’t newsworthy
  • How much the market pulled back during 2020 in the beginning of COVID-19 & it’s recovery

Be sure to check out the video I sent out nearly one year ago – referenced in the above video.  My thoughts on the market were accurate:

Are we headed for a correction?

https://vid.us/j5buxf

(Copy and paste this link into a chrome, internet explorer, or safari web browser to view the video)

Schedule Complimentary Appointment

A Brief Discussion About I Bonds

By

This week we are talking about I bonds, purely to educate and inform on what they are as we have been getting a lot of questions recently. Series I Savings Bonds are a government-issued bond earning interest based on a fixed rate plus a variable rate based on inflation. This savings bond is issued directly by the U.S. Treasury and cannot be held at any brokerage firm or sold at banks.

  • Per person maximum annual investment = $10,000 (plus $5,000 using federal income tax refund)
  • 30-year maturity. Cannot be redeemed prior to one year. If redeemed after one year but before five years, the holder forfeits the last three months of interest.
  • The current variable rate (based on CPI-Consumer Price Index) on the new Series I Bond changed in May to 9.62%. This rate will be good through October.
  • The variable rate resets every six months.
  • To buy Series I Savings Bonds go to TreasuryDirect.gov . They are NOT SOLD IN OPEN MARKET, BANKS or RAYMOND JAMES.

Please refer to https://www.savingsbonds.gov for all information or to address any questions you may have.

Schedule Complimentary Appointment

Is now a good time to sell and move to cash?

By

A common question we hear is: “Does it ever make sense to get out of the market?” Or, at what point should you get out of the market?

In today’s Matt’s Minutes, we dive into this question with an example of two different investors: one who rides the ups and downs of the market, and the other who gets out during a downturn and waits to get back in when they feel more comfortable.

This is an age-old conversation, and our advice remains clear: getting out of the market and trying to time your re-entry is a 100% losing proposition. With nearly 20 years of experience, Matt has never seen anyone successfully execute this strategy. While we’ve heard stories of people who got lucky by selling before a drop and buying back in at the right time, luck is not a strategy. Don’t rely on it.

At Ross Financial Inc., we always advise our clients to stay the course and focus on long-term goals, rather than trying to time the market. Watch now to learn why staying invested is the most reliable strategy.

Schedule Complimentary Appointment

Rare Bond Performance Compared To Stocks

By

In today’s video, we’re discussing rare bond performance compared to stocks. While I usually consider myself a glass half full kind of person, you might be surprised by my comments on how bonds have not performed well this year.

Many investors believe bonds are the place to put safe money, and typically, that’s true. However, I want to show you an interesting visual that highlights how it’s actually rare for bonds to underperform more than stocks. This year, however, things have been a little different.

At Ross Financial Inc., we help you understand the nuances of bond and stock performance and how to adapt your investment strategy. Watch now to see why this year’s bond performance is an outlier and what it means for your portfolio.

Schedule Complimentary Appointment

The Resiliency Of The US Stock Market

By

I usually create videos about time-sensitive topics, but I might be setting a record talking about recessions! In this video, we focus on the resiliency of the U.S. stock market—how it has bounced back from past downturns and why staying invested for the long-term is key.

While recessions are inevitable, the market has a history of recovering and reaching new highs after each dip. We’ll explore how understanding market cycles and staying disciplined can help you ride out economic storms and keep your investments on track.

At Ross Financial Inc., we’re here to guide you through market ups and downs with confidence and a long-term mindset. Watch now to see why resilience is key to your investment strategy.

Schedule Complimentary Appointment
Our Hours

8:30 AM – 5:00 PM PST
Monday – Friday

Connect
Facebook-f Linkedin Youtube

2 Locations to Serve You:

Bothell Office:
17921 Bothell Everett HWY, Suite # 106
Bothell, WA 98012

Phone: 425-357-0400 | Fax: 425-332-3023

Help@rossfinancialinc.com

Silverdale Office:
10049 Kitsap Mall Blvd NW #309
Silverdale, WA 98383

Phone: 360-692-1777 | Fax: 360-692-5015

Silverdale@rossfinancialinc.com

Ross Financial Inc. All Rights Reserved

Check the background of your financial professional on FINRA’s BrokerCheck.

Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC. Investment advisory services are offered through Raymond James Financial Services Advisors, Inc. Constellation Wealth Services is not a registered broker dealer and is independent of Raymond James Financial Services.

Matthew Ross has been named 2024 Forbes Best-In-State Wealth Advisors, developed by Shook Research, is based on the period from 6/30/2022 to 6/30/2023 and was released on 4/3/2024. 42,108 nominations were received, and 8,500 advisors won. Neither Raymond James nor any of its advisors pay a fee in exchange for this award. More: https://bit.ly/43DMgjX. Please see https://www.forbes.com/best-in-state-wealth-advisors for more info.

The 2023 AdvisorHub 200 Fast Growing Advisors to Watch ranking is based on an algorithm of criteria, focused on three key areas: Quality of Practice, Year-Over-Year Growth, and Professionalism & Character. The rankings weigh the scores in Quality and Growth more heavily than other areas. Time period upon which the rating is based is from 1/1/2021 to 12/31/2022 and was released on 6/20/2023. Advisors considered have a minimum of seven years’ experience, a clean regulatory record with 2 or fewer complaints and no significant judgements, must have been with their current firm for at least two years and in good standing, and have at least $100 million in assets under management. Out of 1,246 total nominations received, 200 advisors received the award. This ranking is not based in any way on the individual’s abilities regarding providing investment advice or management. This ranking is not indicative of advisor’s future performance, is not an endorsement, and may not be representative of individual clients’ experience. Neither Raymond James nor any of its Financial Advisors or RIA firms pay a fee in exchange for this award/rating. Raymond James is not affiliated with AdvisorHub.

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website’s users and/or members.

© 2024 Securities offered through Raymond James Financial Services, Inc., member FINRA · SIPC · Privacy Policy  · Legal Policy

→←

Who We Are

Our Approach to Service

Let's Meet

What We Do

50 Benefits for Clients

Our Process

Financial Roadmap